Investment & Insurance

Insurance Information

I am an In-Network provider with the following insurance plans:

• Aetna

• Blue Cross Blue Shield (BCBS)

• UnitedHealthcare (UHC)

A Note on Coverage: Mental health benefits vary significantly by plan. I recommend contacting your insurance provider prior to our first session to confirm your outpatient mental health benefits, including any applicable co-pays or deductibles.

Before our first session, I highly recommend calling the member services number on the back of your insurance card. This ensures there are no financial surprises and helps you understand your coverage.

Step 1: Check Your In-Network Benefits

If you are using Aetna, BCBS, or UHC, ask these specific questions:

• "Does my plan cover outpatient mental health office visits (CPT code 90837)?"

• "Do I have a deductible I need to meet before my insurance starts paying?"

• "If my deductible is met, what is my co-pay or co-insurance amount per session?"

• "Is there a limit on the number of therapy sessions allowed per calendar year?"

Step 2: Check Your Out-of-Network Benefits

If you have a different provider and plan to use Superbills, ask these questions:

• "Do I have out-of-network benefits for mental health services?"

• "What is my out-of-network deductible, and has any of it been met yet?"

• "What is the reimbursement rate (the percentage the plan pays) for an out-of-network provider?"

• "How do I submit a Superbill for reimbursement?"

Step 3: Specialized Care Questions

Because of your focus on EMDR and Maternal Health, you may want to ask:

• "Does my plan cover Telehealth (virtual) therapy sessions?"

• "Does my plan require prior authorization for mental health services?"

For those who do not carry the insurance plans listed above, or for those who prefer to pay out-of-pocket to maintain the highest level of privacy and clinical flexibility, my self-pay rates are:

• Initial Intake Assessment (60 minutes): $190

• Individual Therapy Session (50-55 minutes): $175

• Extended EMDR Processing Session (90 minutes): $250

I can provide a Superbill (a specialized monthly receipt) upon request for you to submit to your insurance provider for potential out-of-network reimbursement.

• Payment Methods: I accept all major credit cards, as well as HSA (Health Savings Account) and FSA (Flexible Spending Account) cards.

• Good Faith Estimate: Under the No Surprises Act, self-pay clients have the right to receive a “Good Faith Estimate” explaining how much their medical care will cost. For more information, visit www.cms.gov/nosurprises.